Bihar Student Credit Card (BSCC)
Polytechnic College — S N S Vidyapeeth
The Bihar Student Credit Card Scheme (BSCC) is an EDUCATION LOAN SCHEME launched by the Government of Bihar under the 7 Nischay – Yuva Mission.
BSCC is a EDUCATION LOAN SCHEME (not a scholarship), designed to support students who wish to pursue higher, technical, or vocational education but face financial constraints.
Key Features of BSCC
- Maximum Loan Amount: Up to ₹4,00,000 for Diploma students
- Government-backed education loan
- Covers tuition fees and academic expenses
- Includes living expenses, books, and stationery
- Repayment starts after completion of the course
- Simple and transparent online application process
- Verification through DRCC
💰 Expenses Covered Under BSCC
- Diploma / Course Fee — directly transferred to institute
- Books and Stationery
- Living Expenses (Hostel / Rent / Food) — credited to student's bank account
💵 Loan Amount
- Maximum loan limit: ₹4,00,000
- Depends on approved fee structure and eligible expenses
📉 Interest Details
- Interest-free education loan scheme (subject to government rules)
- Repay only the principal loan amount in easy installments
⚠️ Important Clarification
- BSCC is a LOAN, not a scholarship or grant.
- Loan must be repaid after course completion
Repayment After Completion
- Repayment in easy EMIs
- Moratorium period: Course duration + grace period
- Starts after course completion or employment
Bihar Student Credit Card (BSCC)
Law College — S N S Vidyapeeth
The Bihar Student Credit Card Scheme (BSCC) is an EDUCATION LOAN SCHEME launched by the Government of Bihar under the 7 Nischay – Yuva Mission.
BSCC is a EDUCATION LOAN SCHEME (not a scholarship), designed to support students who wish to pursue legal or professional education but face financial constraints.
Key Features of BSCC
- Maximum Loan Amount: Up to ₹4,00,000 for Law students
- Government-backed education loan
- Covers tuition fees and academic expenses
- Includes living expenses, books, and stationery
- Repayment starts after completion of the course
- Simple and transparent online application process
- Verification through DRCC
💰 Expenses Covered Under BSCC
- Law / Course Fee — directly transferred to institute
- Books and Stationery
- Living Expenses (Hostel / Rent / Food) — credited to student's bank account
💵 Loan Amount
- Maximum loan limit: ₹4,00,000
- Depends on approved fee structure and eligible expenses
📉 Interest Details
- Interest-free education loan scheme (subject to government rules)
- Repay only the principal loan amount in easy installments
⚠️ Important Clarification
- BSCC is a LOAN, not a scholarship or grant.
- Loan must be repaid after course completion
Repayment After Completion
- Repayment in easy EMIs
- Moratorium period: Course duration + grace period
- Starts after course completion or employment